Riding season’s here, and the open road is calling. But let’s get real—it’s a jungle out there. Distracted drivers, highways full of potholes and debris, and deer playing chicken with your bike. Over 6 million crashes get reported every year in the U.S., and no matter how sharp you are, sometimes the road gets the better of you and before you know it you’ve hit the pavement and you’re seeing stars. Here’s how to handle the chaos like a true road warrior:
Stay Cool and Act Smart
First, keep your head on straight. Two things matter: prevent more injuries and save evidence.
Check for Injuries
Make sure everyone’s okay. Lives come before busted bikes. If you can walk, move to a safe spot.
Move Vehicles if Minor
If it’s a fender bender, get the bikes out of traffic or signal with hazard lights, cones, or flares. Cut the gas and kill the engine.
Call for Help if Needed
If there are injuries, call 911. Drop the tough-guy act. If you’re hurt, get help. Quick medical attention locks in your injury claims later. When in doubt, call an ambulance.
Document the Scene
Write down everything about the accident: damages, time, date, weather, location. Sketch a map of the crash, marking vehicle positions, skid marks, signs, and lights. Use your phone to take plenty of pics. Get shots of injuries, vehicle damage, and the scene. No camera? Return ASAP before evidence vanishes.
Call the Cops
Even without injuries, call the police. If it’s a hit-and-run, if folks are hurt, or if blame’s up in the air, get them there. Get the officer’s name, number, and the report number.
Watch Your Words
On the way to the hospital, keep your mouth shut. What you say gets recorded and can be used against you. A confession can do more damage than a blood test.
Don’t Admit Fault
Stick to the facts. Don’t admit fault or blame others right away. Everyone’s rattled after a wreck. Keep it cool and factual.
Exchange Info
Get names, addresses, and phone numbers. It’s the law. With privacy laws, you might not get this info later, so gather it all at the scene.
Company Vehicle?
If the other driver’s in a company vehicle, get their employer’s details.
Record Everything
Note the year, make, model, plate number, insurance carrier, and policy number of all vehicles. If the driver’s name doesn’t match the registration or insurance, find out why and jot it down. Check the VIN on the policy matches the bike.
Find Witnesses
Get witness contact info and any statements. They can save your bacon later.
Sign the Ticket
If you get a ticket, sign it. It’s not an admission of guilt, just a promise to show up in court. Talk to your lawyer before paying or pleading guilty.
Notify Your Insurance
Call your agent immediately. Make sure you have uninsured/underinsured coverage. A third of drivers have no insurance or not enough to cover serious injuries.
Lawyer Up
Talk to a personal injury lawyer before dealing with any insurance adjuster or the other driver’s lawyer. Never sign anything or accept a settlement without your lawyer’s okay. Adjusters work for the insurance company and want to pay as little as possible. Most lawyers offer free consultations and work on a contingency basis. You’re better off with a lawyer.
Handle Post-Accident Responsibilities
Your job’s not done at the scene. There are forms and claims with tight deadlines. An experienced lawyer knows the ropes and can handle the paperwork, letting you focus on healing.
Follow Medical Advice
Stick to your doctor’s treatment plan. Inform your doctors about any new issues related to the accident.
Keep Detailed Records
Maintain a daily log of your pain, limitations, and time off work. The better your documentation, the stronger your case.
Most of us will tear through the summer unscathed. But if you do find yourself in a wreck, be prepared and KNOW YOUR RIGHTS.
Ride hard, ride safe.
– Camille
